消费结构升级换代受阻 根据国外经验,从电视机、电冰箱、洗衣机到轿车、电脑、住房消费,即城镇居民消费从千元级向万元级、10万元级消费发展,农村从百元级向千元级、万元级消费发展,需要7～10年积累期.我国从90年代中期开始,城镇居民进入消费升级的资金积累期 这一轮消费周期,将以家电在农村普及,商品住房、小轿车、电子信息产品逐步进入城市家庭为主要标志。目前这种整体性的消费结构的升级换代,还处于积蓄阶段 Consumption Structure Upgrading Blocked According to foreign experience, from TV sets, refrigerators, washing machines to cars, computers, housing consumption, that is, the consumption of urban residents from thousand yuan to ten thousand yuan, 100 thousand yuan consumption development, rural hundred yuan To thousands of yuan, 10,000 yuan consumption development, need 7 to 10 years of accumulation period.China began in the mid-90s, urban residents into the capital consumption of consumer upgrades this round of consumer cycle, will be home appliances in rural areas, commodity housing , Cars, electronic information products gradually into the urban family as the main symbol. The current upgrading of the overall consumption structure is still in the savings stage