在张晓俊看来,汽车金融这个行业的奇妙之处在于:无论经济景气与否,都处于稳定的上升通道美国次贷危机后,大量房贷成为坏账,车贷却非常健康,令官员、学者都非常惊讶。车贷健康的原因在于二手车在金融危机中价格不跌反涨,金融抵押物很安全,新车、旧车还款状况良好。二手车在金融危机中价格上涨不难理解,因为汽车是美国人的刚需,金融危 According to Zhang Xiaojun, the wonderful thing about the auto finance industry is that whether or not the economy is booming, it is in a stable upward path. After the subprime mortgage crisis in the United States, a large number of mortgages become bad debts, and car loans are very healthy. Officials and scholars are very Surprised. The reason for the health of car loans is that the prices of used cars in the financial crisis do not fall back, financial collateral is very safe, and the repayment status of new cars and used cars is good. The price rise of used cars in the financial crisis is not difficult to understand, because cars are just needed by Americans, financial crisis