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贷后评价是对贷款发放后至收回过程中信贷资金营运和管理情况的回顾和评价。它是一个操作和监管的过程,是信贷操作流程中不可或缺的重要环节。一、贷后评价的主要内容(一)制定评价方案,明确评价内容,设定评价指标。在指标选择、参数设定等方面考虑农发行信贷业务的特殊性,使评价指标的设置科学合理,便于操作。采取动态分析与静态分析相结合、定量分析与定性分析相结合的评价方式,以动态分析和定量分析为主。根据不同的信贷品种或贷款对象,确定不同的贷后评价重点。短
The post-loan evaluation is a review and appraisal of the operation and management of credit funds after the loans are made and recovered. It is a process of operation and supervision and is an integral part of the credit operations process. First, the main content of post-loan evaluation (A) to develop evaluation programs, a clear evaluation of the content, set the evaluation index. Considering the particularity of ABC’s credit business in terms of index selection and parameter setting, the setting of evaluation index is scientific and reasonable and easy to operate. Taking dynamic analysis and static analysis combined quantitative analysis and qualitative analysis of the combination of evaluation methods, mainly to dynamic analysis and quantitative analysis. According to different types of credit or loan object, to determine the focus of different post-loan evaluation. short