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自2013年我国互联网金融诞生以来,其以极快的速度发展起来,在我国国民经济的发展中扮演着越来越重要的角色。当前,互联网金融产品的数量非常多,种类极为丰富,在推动我国金融行业发展的同时,也暴露了诸多问题。其中,法律监管薄弱是导致各种问题频发的重要原因。在本文中,笔者从互联网金融的发展现状入手,指出其在法律方面与金融方面所存在的风险,并提出加强互联网金融监管的法律路径。
Since the birth of Internet finance in China in 2013, its development at an extremely rapid pace has played an increasingly important role in the development of our national economy. At present, the number of Internet financial products is very large and the types are extremely rich. While promoting the development of China’s financial industry, many problems have also been exposed. Among them, the weak legal supervision is an important reason leading to frequent problems. In this paper, the author starts with the development status of internet finance, points out the risks in terms of law and finance, and puts forward the legal way to strengthen internet finance supervision.