养老保障在一国的社会保障体系中处于最重要的地位,构建广覆盖、多层次的养老保障体系对实现国家政治和经济的长治久安具有重要的意义。在特殊的国情下,我国的城镇养老保障在构建和实施过程中,面临一些复杂的情况。本文从这一背景入手,探讨表现出的具体问题,从社会政策视角提出几点措施,为推动养老保障、提升服务质量提供一些参考。 Old-age security is the most important part of a country’s social security system. To build a broad-coverage and multi-level old-age security system is of great significance to the long-term peace and stability of the country’s politics and economy. Under the special national conditions, China’s urban pension insurance in the process of construction and implementation, facing some complex situation. Starting from this background, this article explores the specific problems shown, and puts forward some measures from the perspective of social policy, providing some references for promoting pension security and improving service quality.