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近期,申城人才市场出现了一种全新招聘职位——理财规划师,俗称理财顾问。招才单位大多是投资公司,房地产投资咨询公司、建筑咨询公司、保险公司或金融证券公司、期货公司、外资咨询公司等。据行家介绍,理财规划师是由证券经纪、保险经纪、注册会计师、涉外律师、税务师等职业演变而来。在美国、英国、法国、德国已成为一种正式的从业资格。获取这一职业资格必须通过从业资格考试,主要包括CFP、PFS、GFS、CFA(即注册理财规划师、个人理财专家、注册财务顾问、注册财务分析师)等考试项目,且对从业素质的综合要求很高,主要有教育程度、考试成绩、实际经验、道德素质四个方面的要求。 目前,在美国注册理财规划师从业人数,截止2000年底统计已达到34565人,其中90％以上的人员是从1990年后申请获得执业资格的。1997年注册理财规划师人才收入的中间值即已达到年薪11万美元,很多人远远超出这一水准。获得CFP证书的人才中,有70％以上同时持有证券经纪人和保险经纪人资格证书,充分显示理财规划与证券、保险业的密切联系。约有一半以上的理财规划师的薪酬不仅仅是佣金,
Recently, there has been a new job market in Shanghai’s talent market - financial planners, commonly known as financial advisors. Most employers are investment companies, real estate investment consulting firms, construction consulting firms, insurance companies or financial securities companies, futures companies, foreign-funded consulting firms. According to experts, financial planners are securities brokers, insurance brokers, certified public accountants, foreign lawyers, tax agents and other occupations evolved. In the United States, Britain, France, Germany has become a formal qualification. To obtain this professional qualification must pass the qualification examination, including CFP, PFS, GFS, CFA (ie, registered financial planner, personal financial experts, registered financial consultants, registered financial analysts) and other examinations, and the comprehensive quality of practitioners High demand, mainly in education, test scores, practical experience, moral qualities in four areas. At present, the number of registered financial planners employed in the United States has reached 34,565 by the end of 2000, of which more than 90% have applied for medical qualification after 1990. The median income of registered financial planners in 1997 has reached the annual salary of 110,000 US dollars, many people far beyond this level. More than 70% of CFPs who have obtained CFP certificates hold qualification certificates of securities brokers and insurance brokers, which fully shows the close relationship between financial planning and securities and insurance industries. About more than half of the financial planner’s salary is not just a commission,