农副产品特别是粮棉油等主要农产品是关系国计民生的重要物资,具有政策性强,涉及面广,季节性明显,资金使用量大等特点。今年是农发行独立运作第一年,农副产品收购资金供应与管理工作承前启后。随着农发行年初独立承担收购资金供应工作的展开,跨年度和夏季粮油收购、国家专项储备及进口调销等任务的顺利完成。但与往年相比,农发行收购资金需求量增加,对人行再贷款依赖性增强,经初步分析,主要有以下几个方面的原因。一、收购贷款业务集中,主要由农发行一家承担农发行组建后,农行粮棉油收购贷款和工商银行的调销贷款、粮棉油加工贷款,以及过去由人行安排贷款计划和资金的 Agricultural and sideline products, especially grain, cotton and other major agricultural products, are important commodities that have a bearing on national economy and people’s livelihood. They are characterized by strong policies, extensive coverage, obvious seasonal conditions and large amount of funds used. This year is the first year of the independent operation of the Agricultural Development Bank, and the supply and management of funds for the acquisition of agricultural and sideline products have been carried forward. With the issuance of acquisition funds by the Agricultural Development Bank at the beginning of the year, the successful fulfillment of the cross-year and summer grain and oil acquisitions, the state’s special reserve and the importation and marketing of such products. However, compared with previous years, the ADB’s acquisition of funds increased, relying on the renminbi increased reliance on the loan, after a preliminary analysis, mainly for the following reasons. First, the acquisition of loan business focus, mainly by the Agricultural Development Bank set up after the Agricultural Development Bank set up, the Agricultural Bank of China acquired grain and oil loans and ICBC’s loan loans, grain and cotton oil processing loans, and in the past by the People’s Bank arrangements for the loan program and funding