合理有效的消费增长是保证国民经济健康持续发展的推动力。近些年来 ,国家采取了一系列措施启动消费 ,但国内消费市场依然低弥。其中一个重要的原因是社会保障体系不完善 ,难解消费者的后顾之忧。 Reasonable and effective consumption growth is the driving force for ensuring the healthy and sustainable development of the national economy. In recent years, the state has adopted a series of measures to start up consumption, but the domestic consumer market is still low. One of the important reasons is that the social security system is not perfect and it is difficult for consumers to worry about it.