人民银行决定今年在全国300个城市推行实施信贷登记咨询系统。该系统是一种人民银行和商业银行共同使用的全国性的大型信贷监控系统，它通过记录借款人的基本概况、财务状况、主要活动和金融机构的贷款、银行承兑汇票、信用证、担保、投信等信息，并对这些信息进行汇总、分类和 The People’s Bank of China decided to implement the credit registration consultation system in 300 cities nationwide this year. The system is a nationwide large-scale credit monitoring system jointly used by PBC and commercial banks. It records the borrower’s basic profile, financial status, major activities and loans from financial institutions, bank acceptance bills, letters of credit, guarantees, Vote and other information, and summary of these information, classification and