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银行可以不经诉讼程序而直接依据已具有强制执行效力的公证债权文书向法院申请强制执行,以此来维护金融债权目前,为维护金融债权,银行可以选择的法律途径有诉讼、实现担保物权和公证债权文书。2012年修订的民事诉讼法新增了实现担保物权的特别程序,新的民事诉讼法第一百九十六条规定:“申请实现担保物权,由担保物权人以及其他有权请求实现担保物权的人依照物权法等法
Banks can apply for compulsory execution to the court directly according to the already-enforceable notarized creditor’s document without lawsuit procedure, so as to safeguard the financial claims. At present, in order to maintain the financial claims, the banks have the legal alternative to litigation and realize the security rights And notarized debt instruments. The 2012 Civil Procedure Law amended the special procedures for the realization of security interests. Article 196 of the new Code of Civil Procedure stipulates: ”The application for the realization of the security interest is guaranteed by the security owner and other rights holders Realization of security rights in accordance with the property law and other laws