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信贷风险是商业银行的主要风险来源之一,我国商业银行由于内部和外部的原因存在着严重的信贷风险问题。针对我国商业银行信贷风险管理中存在的问题,我们提出了一系列的建议与措施。
Credit risk is one of the main risk sources for commercial banks. Due to internal and external reasons, China’s commercial banks have serious credit risk issues. In response to the problems existing in the credit risk management of commercial banks in China, we put forward a series of suggestions and measures.