Steady TiO2 water-sol was prepared by peptization and the effects of pH value, temperature, concentration of colloid and peptizator on sol were investigated. Laser grain analyzer was used to verify nano-particles in the sol. The photocatalytic degradation ratio and antibacterial property of nano-Ag/TiO2 thin-film on ceramics were used as the main index in addition to XRD analysis. The effect of film layers, embedding Ag+, annealing temperature and time on the degradation ratio and antibacterial property was studied. The temperature 30-80 ℃, pH 1.2-2.0, concentrations of 0.05-0.3 mol/L sol and 5% HNO3 would be the optimal parameters for the TiO2 water-sol preparation. The nano-Ag/TiO2 film of three layers with 3% AgNO3 embedded and treated at 350 ℃ for 2 h exhibits good performance. The elementary research on the kinetics of degradation shows that the reactions are on the first order kinetics equation.