在我国金融法律体制建设取得一定成就的同时 ,金融立法存在的一些缺陷和问题已经成为制约我国金融业和国民经济进一步发展的障碍。入世后 ,WTO规则的要求和我国开放金融服务市场的承诺 ,对我国金融立法提出了新的挑战。我们必须在坚持社会主义初级阶段的基本国情前提下 ,以市场化、全球化为目标 ,遵循市场经济的基本规律和原则 ,促进我国金融法律体系的完善。 While some achievements have been made in the construction of China’s financial legal system, some shortcomings and problems in financial legislation have become obstacles to the further development of China’s financial industry and the national economy. After China’s accession to the WTO, the WTO rules and our commitment to liberalize the financial services market pose new challenges to China’s financial legislation. Under the premise of upholding the basic national conditions in the primary stage of socialism, we must take marketization and globalization as our goals and follow the basic rules and principles of a market economy to promote the improvement of our financial legal system.