为了改善与稳固银企关系，有效防范化解贷款风险，增强银行长远利益意识，应对贷款大户派驻专职信贷员或实行客户经理制。其重要意义在于：一树立贷款营销观念，加强贷后服务的需要。在目前多家银行竞争激烈的情况下，为优良大户提供优质高效的服务，对密切与稳定银企关系是十 In order to improve and stabilize the relationship between banks and enterprises, effectively prevent the risk of loans and enhance the long-term interest awareness of the banks, it is necessary to assign full-time loan officers or client manager systems to large loan holders. Its significance lies in: First, establish the concept of loan marketing, to enhance the service needs. At present, under the circumstance of fierce competition from many banks, the Bank provides high-quality and efficient services to the fine big clients and is ten