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工伤保险是指劳动者在工作中或在规定的特殊情况下,遭受意外伤害或患职业病导致暂时或永久丧失劳动能力以及死亡时,劳动者或其遗属从国家和社会获得物质帮助的一种社会保险制度。由于煤矿行业的特点,导致其安全生产的风险比其他行业要大很多,事故的发生比较频繁,煤矿行业也是我国伤亡事故出现最多的行业之一。而事实上我国煤矿企业工伤保险现状还存在许多不足,本文对这些不足简单介绍,并提出了一些建议。
Work-related injury insurance means a society in which a worker or his or her survivor obtains material help in the event of accidental injury or occupational disease leading to temporary or permanent loss of ability to work and death at work or under specified special circumstances Insurance system. Due to the characteristics of the coal mining industry, the risk of its production safety is much larger than that of other industries. The occurrence of accidents is frequent. The coal mining industry is also one of the industries with the largest number of casualties in China. In fact, there are still many deficiencies in the status quo of industrial injury insurance in China’s coal mining enterprises. This article briefly introduces these deficiencies and puts forward some suggestions.