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随着现代社会经济的发展,票据得到了广泛运用,而空白票据也成为了经济交易中不可或缺的一种票据形态。鉴于票据要式性以及文义性的规则,空白票据的效力一直被学界所争议。目前,大多数国家普遍承认了空白票据的效力。我国《票据法》仅仅允许支票的有限空白,而对于汇票和本票是否允许留白只字未提,显然这与我国现阶段的经济发展需要并不相适应。本文在揭示我国票据立法上存在的缺陷外还提出了相应的立法建议。
With the development of modern society and economy, bills have been widely used, and blank notes have become an indispensable form of notes in economic transactions. In view of the formality of the notes and the rules of the textuality, the effectiveness of the blank note has always been the subject of controversy. At present, most countries generally recognize the effectiveness of blank notes. The “bill method” in our country only allows for a limited blank of the check, but there is no mention of whether the bill of exchange and the promissory note are allowed to be left blank. Obviously this does not correspond to the current economic development needs of our country. This article also puts forward the corresponding legislative proposals in addition to revealing the defects in the bill legislation of our country.