论文部分内容阅读
案例张先生,每月工资税后13000元,一年算15个月,公司买了全险和意外险,已落户北京。张太太是国企员工,月工资8000元。宝宝去年9月刚出生,女孩。家里位于四环和五环外的房产各一套,无房贷,无车,每月无须付给双方父母生活费,所以张先生家庭每月的生活费在5000元左右。宝宝出生后费用增加很多,请保姆照顾孩子,每月花费4500元。存款和理财产品50万元。双方父母在北京,身体状况很好,退休金够用。财务状况分析张先生夫妇收入稳定,均在企业任职,事业方面都比较稳定。两个人的
Mr. Zhang, a monthly salary of 13,000 yuan after tax, 15 months a year, the company bought the whole insurance and accident insurance, has settled in Beijing. Mrs. Zhang is a state-owned employee, monthly salary of 8,000 yuan. Baby was born in September last year, the girl. The family is located in the Fourth Ring and Wuhuan outside the real estate each one, no mortgage, no car, each month without paying the living expenses of both parents, so Mr. Zhang family living expenses per month at 5,000 yuan. After the birth of the baby a lot of cost increases, please take care of children nanny, a monthly expenditure of 4,500 yuan. 500,000 yuan for deposits and wealth management products. Both parents in Beijing, in good health, enough to retire. Financial Analysis Mr. Zhang couple stable income, both in the enterprise office, career are relatively stable. Two people’s