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这里所说的小额信贷是指借鉴孟加拉扶贫信贷方式所发放的贷款金额在千元以下的,主要用于种养业及手工业的政策性贷款。借鉴孟加拉国小额信贷扶贫到户的成功经验和做法,在我国的部分省约10个县进行了试点,并收到初步效果。云南文山州的麻栗坡县和红河州的金平县,从去年4月份运用联合国开发计划署和国际农业发展基金会提供的资金开展了小额信贷扶贫到户的试点工作,从近一年的实施情况看取得很好的效果。至今年3月底,在麻栗坡的两个乡128个自然村组建了61个信贷中心组、207个小组共1024家农户,其中已有178个小组865户,取得贷款81.72万元,贷款回收率达100%;从金平县小额信贷情况看,在9个行政村29个自然村,共建了36
The term “microcredit” mentioned here refers to the policy loans borrowed from the poverty alleviation credit in Bangladesh in the amount of less than one thousand yuan and mainly used for raising livestock and handicrafts. Drawing on the successful experiences and practices of home-based microfinance in Bangladesh, we piloted in some 10 counties in some provinces of our country and received initial results. Malipo County in Wenshan Prefecture of Yunnan Province and Jinping County in Honghe Prefecture carried out the pilot project of helping smallholders to reduce poverty by using the funds provided by the United Nations Development Program and the International Fund for Agricultural Development in April last year. Implementation of the situation to achieve good results. By the end of March this year, 61 credit center groups had been set up in 128 natural villages in Malipo Rural Township and 1,024 farmers in 207 groups, of which 865 were in 178 groups with a loan of 817,200 yuan. The loan recovery rate Up to 100%. From the situation of microfinance in Jinping County, 29 natural villages in 9 administrative villages have been established