农村信用社在发放贷款时，对贷款合同依法公证并赋予强制执行的效力，是确保贷款安全收回，防范和化解信贷风险的有力措施。但现行公证法规对债权合同的公证规定得过于笼统，使各公证机关在贷款公证的具体做法上不尽一致，同时为各自的经济利益着想，争、拉、抢业务的现象普遍? When rural credit cooperatives issue loans, they shall notarize the loan contracts legally and give them the force of enforcement. This is a powerful measure to ensure the safe recovery of loans and to prevent and mitigate credit risks. However, the existing notarization rules are too general for the notarial provisions of the contract of indebtedness, so that each notarial organ is not consistent in the concrete practice of notarizing the loan, meanwhile, it is common for all economic interests to think, fight, pull and rob the business.