工伤保险基金是指为了建立工伤保险制度,使工伤职工能够得到及时的救助和享受工伤保险待遇而筹集的资金。工伤保险基金遵循“统筹共济”“大数法则”的原则,通过社会保险经办机构向用人单位广泛筹集资金,解决劳动者因工伤残或死亡之后本人或遗属的经济补偿问题。 Work-related injury insurance fund refers to the funds collected in order to establish the work-related injury insurance system so that the injured workers can receive timely relief and enjoyment of work injury insurance benefits. The work injury insurance fund follows the principle of “co-ordination and cooperation” and “law of large numbers” and extensively mobilizes funds from employers through the social insurance agency to solve the economic compensation of the worker or his or her survivors after work-related disability or death problem.