如何扩大保险覆盖面、扭转大众“重投资轻保障”的投保理念、满足公众的保障需求,这是国内保险业发展与转型的宗旨所在。天灾也好,人祸也罢;温州动车追尾事故牵动了所有人的心,救援工作基本结束后,社会各界的目光再次聚焦到如何赔偿的问题上来。而事故暴露出来的保险“软肋” How to expand the coverage of insurance and reverse the concept of “reinsurance with light investment” and meet the needs of the public are the purposes of the development and transformation of the domestic insurance industry. Natural disasters or human disaster worth mentioning; Wenzhou motor car rear-end accidents affect everyone’s heart, after the basic rescue work, the eyes of all sectors of society once again focused on how to compensate for the issue. The accident exposed the insurance “soft underbelly”