日本社会保障制度是一种本着相互扶助的精神,利用保险的方法对疾病、负伤、老龄、失业、主要劳动力死亡等社会生活上的各种风险进行弥补的制度。它是由加入者支付保险费,国家、地方政府、企业在经济上予以资助的一种互相救济制度,原则上采取强制加入的方式。日本社会保险主要有年金保险、医疗保险、雇佣保险、劳灾保险等。年金制度(养老保险)是日本一种重要的保险制度。 Japan’s social security system is a system that, in the spirit of mutual assistance, uses insurance to remedy various risks in social life such as illness, injury, aging, unemployment and death of major labor force. It is a kind of mutual relief system in which insurance premiums are paid by the participants, financially subsidized by the state, local governments and enterprises, and the principle of mandatory accession is adopted. Japan’s social insurance mainly annuity insurance, medical insurance, employment insurance, labor insurance and so on. Pension system (pension insurance) is an important Japanese insurance system.