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大数据时代已经来临,互联网保险业务在发展过程中面临着渠道困境、数据困境、技术困境和人才困境。掣肘互联网保险业务发展的核心因素是合规风险管理,互联网保险业务应做好效率与安全的平衡才能发展。同时,创新实践中的互联网保险监管制度还应继续加以完善,而大力引进人才、加强风险控制、建立良好信用、开发优质产品、创新营销机制是实现互联网保险业务发展与合规平衡的有效途径。互联网保险业务终将展现其独特风采,并在经济发展过程中体现其重要意义。
Big data era has come, Internet insurance business in the development process facing the channel dilemma, data dilemma, technical dilemma and talent dilemma. Tight constraints The core factor in the development of the internet insurance business is compliance risk management. Internet insurance business should be balanced with efficiency and security before it can develop. At the same time, the internet insurance supervision system in innovation practice should be further improved. To vigorously introduce talents, strengthen risk control, establish good credit, develop high-quality products and innovate marketing mechanisms are effective ways to realize the balance between the development of internet insurance and the compliance and compliance. Internet insurance business will eventually show its unique style, and its importance in the economic development process.