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享老金制度是指一国政府向符合规定条件的老年公民提供的一种现金转移支付计划,而与养老金受益人退休前是否缴费或缴费多少没有直接或必然的联系。拉美地区是世界上享老金制度最为繁荣、成就最高的地区之一,经历了初步发展、繁荣发展和改革发展三个时期。拉美不同国家的享老金制度分为最低养老金担保、家计调查式、普惠式和混合型等四种类型,并建立了比较完备的管理机构和监管机制,比较成功地控制了享老金制度的成本,取得了较为显著的减贫效果,同时也扩大了社会保障的覆盖面。
The pension system is a cash transfer payment plan provided by a government to elderly citizens who meet the stipulated conditions, without direct or necessary connection with whether the pension beneficiary paid or paid before retiring. Latin America is one of the regions in the world where the pension system is the most prosperous and has achieved the highest successes. It has undergone three periods of initial development, prosperity and development and reform and development. The pension system in different countries in Latin America is divided into four types: minimum pension guarantee, household survey type, inclusive type and mixed type, and a relatively complete management institution and supervision mechanism are established. The relatively successful control over enjoyment of old age The cost of the gold system has achieved remarkable results in reducing poverty and at the same time expanded the coverage of social security.