案例:小美,大学毕业后在台湾从事贸易工作。在银行理财专员的推销下,她买了一份投资型保单,理专告诉她说,第一年可以拿到15%利息,如果有需要,第二年可以提前离场,轻松、保本,并有保障。六个月后,由于家有事急需用钱,小美想提前解约,发现根本拿不回多少钱,因为保险公司将她的第 Case: Xiao Mei, after graduating from college in Taiwan engaged in trade work. She bought an investment-type policy under the bank's financial planner's advice, telling her that in the first year she could get 15% of the interest and leave the second year ahead of schedule, easily and securely if necessary Guaranteed. Six months later, due to the urgent need to spend money at home, the United States want to early termination of the United States and found that simply can not get how much money, because the insurance company will her