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目前国内互联网支付市场中,主要存在两种模式。一种是以支付宝为代表的虚拟账户支付模式,另一种是以银联电子支付为代表的银联卡互联网支付模式。本方案取二者之所长,并以IC卡与银联卡CA为基础,设计一种基于IC卡的新型互联网支付模式。
At present, there are mainly two modes in the domestic internet payment market. One is the virtual account payment model represented by Alipay and the other is the UnionPay card internet payment model represented by UnionPay electronic payment. The program to take the director of the two, and to IC card and UnionPay CA, based on the design of a new IC card-based Internet payment model.