长期以来,信贷作为银行最大、最传统的经营产品之一,一直是银行最主要的创利渠道,抓住信贷文化就抓住了农发行持续发展问题的核心,农发行只有大力培育信贷文化,树立现代银行信贷经营管理的价值理念,才能在保证信贷安全的基础上,提高盈利水平,更好地履行信贷支农的政策使命。 For a long time, credit, as one of the bank’s largest and most traditionally operating products, has been the bank’s most important channel for profit-making. Grasping the credit culture has captured the core issue of the sustainable development of the ADBC. Only by vigorously nurturing the credit culture, The value concept of credit management in modern banks can enhance the profitability level and better fulfill the policy mission of credit support for agriculture on the basis of ensuring credit safety.