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我国商业银行面临的市场竞争日益激烈,迫切要求商业银行建立科学的财务决策体系,提高财务资源配置效率。本文分析了我国商业银行建立科学财务决策体系的必要性,给出了财务决策体系的目标和基本架构,并为如何建立该体系提供了基本内容。
The market competition facing our commercial banks is increasingly fierce, urging commercial banks to establish a scientific financial decision-making system and improve the efficiency of financial resources allocation. This paper analyzes the necessity of establishing a scientific financial decision-making system for commercial banks in our country, gives the goal and basic structure of the financial decision-making system, and provides the basic content for how to establish the system.