目前出口商在国际贸易业务中主要采用电汇、信用证、托收等三种结算方式。研究出口商在这三种结算方式下面临的风险及防范措施对于出口商能否安全收款有着重要的意义。 At present, exporters mainly use three settlement methods such as wire transfer, letters of credit, collection and collection in the international trade business. Studying the risks and countermeasures that exporters face under these three settlement methods is of great significance to the exporters’ ability to collect money safely.