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一、双轨制的农业保险体制 美国的农作物保险,是由美国联邦农作物保险公司、私营保险公司、农作物保险协会共同参与开办的,他们在农业保险中各自发挥不同的作用,形成了国家和私营、政府和民间相互联系的双轨制农业保险保障体系。 (一) 美国联邦农作物保险公司(FCIC)。该公司是1981年由一些分散的小公司合并起来组建的,是美国农业部下属的一家政府全资公司,并在各州、县办理农作物保险。FCIC系统共有工作人员2.5万人,其中正式雇员1万多人,其他是兼职人员。FCIC的主要职能有: 1.发挥资金公司的作用。FCIC为了对农作物自然灾害进行损失补偿,设有三项基金:即
First, the dual system of agricultural insurance system The United States of America crop insurance, the United States by the federal crop insurance companies, private insurance companies, crop insurance associations to jointly set up, they play their respective roles in agricultural insurance, formed a national and private, government And two-track system of agricultural insurance linked to the private sector. (A) US Federal Crop Insurance Company (FCIC). The company, formed in 1981 by a combination of small, fragmented companies, is a wholly government owned subsidiary of the U.S. Department of Agriculture and runs crop insurance across all states and counties. FCIC system has a total staff of 25000 people, including more than 10,000 regular employees, others are part-time staff. FCIC’s main functions are: 1. To play the role of financial companies. In order to compensate for the losses caused by natural disasters, FCIC has three funds: namely