本文从我国中小企业的实际的现状出发,针对中小企业融资难的问题,从政府视角、企业视角和金融自身来分析当前现状的原因及其具体的对应政策。 Based on the actual status quo of SMEs in our country, this paper analyzes the reasons for the current status quo and the specific corresponding policies from the perspective of the government, the enterprise perspective and the financial itself in view of the financing difficulties of SMEs.