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2001年10月1日.广东省机动车费率改革试点展开。最近,中国保险行业协会通过对广东、深圳车险费率改革试点的11家市场主体的调研发现.费率市场化是必然趋势,而时机和方式是问题的关键。车险费率改革现在就全面市场化为时尚早.一步到位的“休克疗法”在我国目前是行不通的,要采取渐进式。没有条款的放开,单一进行车险费率市场化改革,容易引发降费大战、无序竞争,孳生腐败。
October 1, 2001. Guangdong motor vehicle tariff reform pilot started. Recently, the Insurance Association of China found out through the investigation of 11 market players in the auto insurance tariff reform pilot projects in Guangdong and Shenzhen that market liberalization is an inevitable trend, and the timing and mode are the crux of the issue. Car insurance rates reform is now too early to fully market-oriented. “Shock therapy” in place at present is not feasible in our country, to be gradual. Without terms liberalization, a single market-oriented auto insurance rates reform, easily lead to war on costs, disorderly competition, breeding corruption.