本文利用国家大宗淡水鱼类产业技术体系产业经济功能研究室水产主产区1359份养殖户调查问卷与访谈资料,对渔业信贷状况进行调研分析表明,尽管近年来渔业获得的金融服务明显加强,但正规金融渠道尚不畅通,信贷约束非常明显,且主要依赖于民间借贷;养殖户诚信水平较高、资金缺口大、信贷需求强烈;加强渔业信贷支持显得很迫切,应将渔业作为金融支持优先领域。 In this paper, the questionnaire and interview data of 1359 farmer households in major aquatic production areas of the national large-scale freshwater fish industrial technology system were used to investigate and analyze the status of the fishery credit. Although the financial services obtained by the fishery increased significantly in recent years, Formal financial channels are not yet smooth, the credit constraints are obvious, and depend mainly on private lending; farmers with higher levels of integrity, large funding gaps and strong credit demand; it is urgent to strengthen the support for fisheries credit and fisheries should be given priority areas for financial support .