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去年9月以来人民币对美元累计升值约1.7%,不少人希望购入美元。而购汇时注意技巧,也可以节省一笔不小的成本。持有现汇比现钞划算。现钞通常指外币的钞票和硬币或以钞票、硬币存入银行所生成的存款;现汇主要是指以支票、汇款、托收等国际结算方式取得并形成的银行存款。通常,银行的现钞卖出价和现汇卖出价是一样的,而这个价格正是市民的购汇价格。但银行的现钞买入价比现汇买入价要便宜,而这个价格是市民将外币卖给银行的价格。也就是说,市民
Since September last year, the renminbi has appreciated about 1.7% against the U.S. dollar. Many people hope to buy the U.S. dollar. While paying attention to tips, you can also save a significant cost. Hold cash than cash cost-effective. Cash usually refers to foreign currency banknotes and coins or banknotes and coins deposited in banks’ deposits. Cash mainly refers to bank deposits obtained through check, remittance, collection and other international settlements. Usually, the bank’s cash selling price and the spot selling price are the same, and this price is the public’s purchase price. However, the bank’s cash purchase price is cheaper than the cash purchase price, which is the price the citizens sell foreign currency to the bank. In other words, citizens