近年来,随着社会主义新农村建设进程的加快,农民收入的不断增加,在很多农村地区,农房重建以及兴建安居房形成兴旺的一景。热潮涌动之下,农民消费信贷市场之门也悄悄开启,农村信用社(以下简称农信社)开办农民住房贷款业务正逢其时。农民住房贷款主要是发放给农民用 In recent years, along with the acceleration of the process of building a new socialist countryside and increasing incomes of peasants, in many rural areas, the construction of farmhouses and the construction of ancientry housing have formed a thriving scene. With the upsurge of surges, the doors of the peasants’ consumer credit market are quietly opening up. It is time for the rural credit cooperatives (hereinafter referred to as RCCs) to start the peasant housing loan business. Peasant housing loans are mainly distributed to farmers