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信用卡虽然方便了人们的日常生活,但利用信用卡犯罪的活动包括我国在内的世界许多国家和地区越来越猖獗。而司法机关在打击处理信用卡犯罪的司法实践中,对信用卡的概念和范围却产生了歧义,严重影响了司法实践活动。从信用卡的起源,到信用卡在我国的实际情况,客观分析了对信用卡的不同解释,界定了信用卡的范围。从而为司法实践活动提供一定的理论参考。
Although credit cards have facilitated people’s daily life, many countries and regions in the world, including our country, have become increasingly rampant with the activities of credit card crimes. Judicial agencies in the fight against the crime of credit card in judicial practice, the concept and scope of credit cards have been ambiguous, seriously affecting the judicial practice activities. From the origin of credit card to the actual situation of credit card in our country, we objectively analyze the different interpretation of credit card and define the scope of credit card. So as to provide certain theoretical reference for judicial practice.