二十年前,我开始着手研究人们是怎样成为百万富翁的。通过对全国豪华居住区居民的调查,我发现了一件怪事:许多住高价房、开豪华车的人并非腰缠万贯。他们的收入可能相当多,但他们却把钱花得一雨干二净。后来,我又发现了更怪的事儿:许多真正腰缠万贯的富豪却不住繁华居住区。在我所调查的一个大城市中,不到半数的百万富翁住在房租昂贵的地区。 Twenty years ago, I started to study how people became millionaires. Through a survey of people living in luxury residential areas across the country, I found a strange thing: many people who live in expensive houses and who drive luxury cars are not wealthy. Their income may be quite substantial, but they spend their money on a rainy day. Later, I discovered something even more weird: a lot of really wealthy people do not live in bustling neighborhoods. In a big city I surveyed, less than half of millionaires live in expensive rented areas.