民间金融是指不受政府金融监管机构(一般为中央银行)控制,以私人借贷、和会、私人钱庄为代表的传统金融组织及资金融通活动的总和。它既包括个人之间、个人与企业、企业之间的低层次、无组织的资金融通活动,又包括高层次、有组织的资金融通活动。 Non-government finance refers to the sum of traditional financial organizations and financial activities not controlled by government financial regulators (usually central banks), represented by private lending, peace talks and private banking. It includes both low-level and unorganized financial intermediation among individuals, individuals and enterprises, and enterprises, as well as high-level and organized financial intermediation activities.