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当前,互联网电子商业业务呈现不断扩大趋势,金融在市场中的作用日益凸显。互联网电商平台和金融机构优势互补,互通有无。与此同时,互联网金融的业务在不断拓展,主要集中在资金的存储网络支付平台和网上借款。互联网金融行业的在金融市场异军突起,备受关注。而另一方面,互联网金融行业所面临的风险也引起了政府及其相关专家学者的担忧。处于当今“互联网+”时代,互联网金融行业可谓是一把双刃剑。笔者通过对互联网金融风险现状的分析,提出了有效的监管策略。
At present, the Internet e-commerce business is constantly expanding and the role of finance in the market is increasingly prominent. Internet e-commerce platform and financial institutions complement each other, whether the exchange of each other. At the same time, the business of Internet finance is expanding continuously, mainly focusing on the funds storage network payment platform and online borrowing. Internet finance industry in the sudden emergence of the financial markets, much attention. On the other hand, the risks faced by the Internet finance industry also aroused the concerns of the government and its related experts and scholars. In today’s “Internet + ” era, the Internet finance industry can be described as a double-edged sword. Through the analysis of the status quo of Internet financial risk, the author puts forward an effective regulatory strategy.