2007年以来,虽然股票市场走出了一波漂亮的牛市行情,但其中不乏巨幅震荡。经历了5月30日和6月4日股票市场的两次暴跌之后,很多股民都纷纷转投基民,人们对股票市场的风险也有了一个充分的认识和体验。基金虽然有集合专家理财的优势,但还是存在一定的投资风险,那么对于我们普通工薪家庭,该如何合理选择并构建适合自己的基金投资组合,来稳步实现家庭资产增值的计划呢? Since 2007, although the stock market has come out of a wave of beautiful bull market, many of them have experienced huge concussion. After experiencing two plunges in the stock market on May 30 and June 4, many investors turned to base people in succession. People also had a full understanding and experience of the risks in the stock market. Although the fund has the advantage of pooling experts’ wealth, there is still some investment risk. So how can we reasonably choose and construct a suitable fund investment portfolio for our average wage-earners so as to steadily realize the plan of increasing the value of household assets?