转轨“怪病”：三不三拍时下，银行正逐步向商业化转轨。企业唯有增强效益、利息、还款观念，才能适应这一转轨。而要使这一转轨顺畅，首先需要医治几种流行的转轨“怪病”。“三不”，负盈不负亏，管借不管还，债多不压身。“三不”病源于计划经济，是“大锅饭”、“等靠... The “disturbing disease” of the transition: When banks fail to shoot, banks are gradually shifting to commercialization. Only by enhancing the benefits, interest, and repayment concepts can companies adapt to this transition. To make this transition smooth, first of all we need to heal several popular transition “strange diseases”. “Three noes” are negative and negative, and no matter how much money is borrowed, the debt will not pressure. The “three noes” disease stems from the planned economy. It is “big pot”, "depending on...