最高人民法院在最新的《关于人民法院民事执行中查封、扣押、冻结财产的规定》中明确,对于被执行人及其所抚养家属生活所必需的居住房屋,法院可以查封,但不得拍卖、变卖或者抵债。这意味着向银行贷款的购房者在无力偿还贷款时,如果该套房屋是其生活必需品,那么银行无权对这套已 In the latest Provisions on the Seizure, Seizure and Freeze of Property in the Civil Execution of People’s Courts, the Supreme People’s Court made it clear that the court may seal up the dwelling houses necessary for the life of the executor and his dependents but may not auction or sell Or debt. This means that when a homebuyer who loans to a bank is unable to repay a loan, if the home is a necessity, the bank is not entitled to