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信用卡给人们生活带来便利的同时,也被一些人恶意往“歪”了使用,成了犯罪的工具。据了解,自2009年底《最高人民法院、最高人民检察院关于办理妨害信用卡管理刑事案件具体应用法律若干问题的解释》颁布实施以来,信用卡诈骗案件数量逐年上升,其中恶意透支类犯罪数量占比例较大。所谓信用卡诈骗罪,是指以非法占有为目的,使用伪造或者借用的信用卡,或者冒用他人的信用卡,或者利用信用卡恶意透支,骗取公私财物,数额
While credit cards bring convenience to people’s lives, they have also been maliciously used by some people to “crookedly” and become instruments of crime. It is understood that since the end of 2009, “the Supreme People’s Court, the Supreme People’s Procuratorate on handling specific cases of criminal application of credit card management, the interpretation of a number of issues,” promulgated since the number of credit card fraud cases increased year by year, of which the number of malicious overdraft accounts for a larger proportion . The so-called credit card fraud, refers to the illegal possession for the purpose of using forged or borrowed credit cards, or fraudulent use of other people’s credit cards, or use a credit card malicious overdraft, fraud public-private property, the amount of