如今,有保险意识的人群比例正在不断提高。可是,人们对于保险的误解却依然普遍,其中最主要的还是集中在理赔方面。很多投保人总以为既然缴了保费,出事了理应找保险公司加倍拿回损失,但现实往往事与愿违。投保人若能对难以获赔的情形有所了解,也许就豁然开朗了。 Today, the percentage of people with insurance awareness is constantly rising. However, people’s misunderstanding of insurance is still widespread, of which the most important thing is concentrated in the claims. Many policyholders always think that since the premiums paid, the accident should find the insurance company to double its losses, but the reality is often contrary to expectations. If the insured understand the situation is difficult to obtain compensation, perhaps suddenly.