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股份制商业银行的经营,存在明显的“垒大户”现象。本文对股份制商业银行贷款集中的原因进行了分析,指出了其中的弊端,并提出了相应的建议。
Joint-stock commercial bank operations, there is a clear “big base” phenomenon. This article analyzes the reasons for the concentration of loans of joint-stock commercial banks, points out the disadvantages and puts forward the corresponding suggestions.