论文部分内容阅读
伴随着互联网技术的飞速发展,我国互联网金融也在各方面影响着人们的生活与工作,尤其是在金融行业,呈现出蓬勃发展的趋势。而我国的商业银行由于传统模式与诸多条件的限制受到了互联网金融的冲击,失去了大量的客户与资源,面临着巨大的挑战。在互联网金融有着强劲发展力的背景下,我国商业银行发展的现状是怎样的,以及如何采取相应的有效措施继续获得生存与发展受到关注。本文旨在介绍互联网金融的发展以及互联网金融下对我国商业银行金融发展的影响,提出了针对性的应对策略,使商业银行在互联网金融的影响下依旧能保持自己的竞争优势,为客户提供更优质的金融服务,同时获得稳步发展。
With the rapid development of Internet technology, Internet finance in our country also affects people’s life and work in all aspects, especially in the financial industry, showing a trend of vigorous development. However, due to the limitations of the traditional model and many other conditions, China’s commercial banks have been hit by the Internet finance and have lost a great deal of customers and resources and face enormous challenges. Under the background of strong development of Internet finance, what is the status quo of China’s commercial banks and how to take corresponding and effective measures to continue their existence and development. This article aims to introduce the development of internet finance and the influence of internet finance on the financial development of our country’s commercial banks and put forward some countermeasures so that commercial banks can still maintain their competitive advantages under the influence of internet finance and provide more High-quality financial services, meanwhile, achieved steady growth.