1.车辆损失险负责赔偿由于自然灾害或意外事故造成的保险车辆自身的损失。2.第三者责任险负责保险车辆在使用中发生意外事故造成他人(即第三者)的人身伤亡或财产的直接损毁的赔偿责任。3.全车盗抢险负责赔偿保险车辆因被盗窃、被抢劫、被抢夺造成车辆的全部损失,以及其间由于车辆损坏或车上零 1. Vehicle Damage Insurance is responsible for compensating for the loss of the insurance vehicle itself caused by a natural disaster or an accident. 2. Third party liability insurance is responsible for the liability of any person (ie third party) for personal injury or property damage in the event of an accident occurring in the use of the insurance vehicle. 3. The whole car robbery is responsible for the compensation of insurance vehicles because of theft, robbery, was robbed of all losses caused by the vehicle, as well as during the vehicle damage or zero