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自古至今,广州都是华南地区的政治、经济和文化中心,是中国对外交往和贸易的主要口岸.改革开放以来,广州的金融事业在借鉴和引进国外先进的管理和技术的基础上,发展非常迅速,新鲜事物层出不穷,信用卡就是其中之一.1979年,中国银行开展了代理香港东亚银行VISA信用卡在国内的取现业务,从而使信用卡开始进入我国.1982年,中国银行并始代理境外信用卡在国内的直接购货业务.1985年3月,中国银行珠江分行(原广州市分行)在代理境外信用卡业务的基础上,借鉴国外银行的经验,发行了我国第一张信用卡——珠江卡.1986年中国银行北京市分行在北京地区开始发行外汇长城卡.接着,中国银行总行决定由广州市分行率先在国内发行人民币长城卡,并在全国范围内推广.随后,我国各大专业银行纷纷开展了信用卡业务:1987年,中国工商银行广州市分行发行了红棉信用卡;1989年,中国工商银行总行在全国范围内开始发行牡丹信用卡;1990年,中国建设银行开始发行万事达信用卡,接着又发行了VISA信用卡;1992年,中国农业银行开始发行金穗信用卡;后来,中国交通银行也发行了太平洋信用卡;1995年,广东省发展银行作为国内第一家地区银行发行了广发VISA信用卡.据统计,到1994年底,我国发行的各种信用卡的总数量已达840万张,存款252亿元人民币,交易额
Since ancient times, Guangzhou is the political, economic and cultural center of South China and the main port of China’s foreign exchange and trade. Since the reform and opening up, Guangzhou’s financial industry has developed very much on the basis of drawing on and introducing advanced foreign management and technology Credit card is one of them emerging quickly and with new things. In 1979, Bank of China launched the cash withdrawal service of VISA credit card of Bank of East Asia Bank in Hong Kong, so that credit card began to enter our country. In 1982, Bank of China started acting as an overseas credit card in China Of the direct purchase business .1985 March, Bank of China Zhujiang Branch (formerly Guangzhou Branch) on behalf of overseas credit card business, based on the experience of foreign banks, the issuance of China’s first credit card - Zhujiang card. Bank of China Beijing Branch in Beijing began issuing foreign exchange Great Wall Card.Next, the Bank of China decided to head by the Guangzhou Branch of the first domestic issue of the Great Wall Card RMB, and nationwide promotion. Subsequently, China’s major banks have launched a credit card Business: In 1987, ICBC Guangzhou Branch issued a Red Cotton Credit Card; , The Industrial and Commercial Bank of China started issuing Peony credit cards nationwide; in 1990, China Construction Bank started issuing MasterCard credit cards and then VISA credit cards; in 1992, Agricultural Bank of China started issuing Kins Credit Cards; later, Bank of China Issued the Pacific Credit Card in 1995. Guangdong Development Bank, as the first regional bank in China, issued GF Credit Card in 1995. According to statistics, by the end of 1994, the total number of credit cards issued in China reached 8.4 million with deposits of 25.2 billion RMB yuan, the transaction amount