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自2014年由审批制改为备案制以来,资产证券化业务呈现迅猛发展,成为资产荒市场下的一大亮点。这一趋势既有中国投资市场发展的需求支撑,也有企业融资、金融机构业务转型的供给配合,也符合美欧等发达金融市场已经经历的历史过程。所以,在未来几年内,资产证券化仍将是中国金融市场中的高增长板块。银行业已经成为这一市场的主导者之一,尤其信贷资产证券化方面占有绝对优势。但从发展现状看,国开行等政策性银行、
Since the approval system was changed to filing system in 2014, the asset securitization business has seen rapid development and has become a major bright spot in the asset shortage market. This trend is supported by the demand for the development of China’s investment market as well as the supply and coordination of business financing and the business transformation of financial institutions. It is also in line with the historical process that the developed financial markets in the United States and Europe have gone through. Therefore, asset securitization will remain the high-growth sector in China’s financial market in the coming years. Banking has become one of the dominant players in this market, with an absolute advantage in securitization of credit assets in particular. However, judging from the current development situation, CDB and other policy banks,