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目前,企业的内部银行主要存在两方面的问题:一是人员素质差,银行业务生疏,管理水平低,未充分发挥内部银行的作用;二是缺乏管理制度,对挪用资金、违背结算原则等问题无法可依。对此,笔者建议:(1)企业内部银行的工作人员应轮流到当地银行实习,熟悉银行业务;银行也应派员到企业内部银行指导业务,协助工作。(2)
At present, there are two main problems in the internal bank of a company: First, poor quality of personnel, unfamiliar banking operations, low management level, and not fully exerting the role of internal banks; second, lack of management system, problems of diversion of funds, violation of settlement principles, etc. Unable to follow. In this regard, the author suggests that: (1) The staff of the internal bank of the enterprise should take turns to the local bank to practice and be familiar with the banking business; the bank should also send staff to the internal bank of the company to guide the business and assist the work. (2)